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COMPANY
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Security
But many law-enforcement officials and computer-security experts recommend that consumers use credit cards for online purchases as a precaution in the event they unwittingly
do business with a bogus entity. They note that most fraudulent payments to online con artists are made by check or money order.
So where does that leave us? At the very forefront. Just because liability to the consumer is limited does not
mean we take a lax approach. Security is a top priority for us, and we constantly strive to implement new security features in iPOSS.
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Features
Consumers often fear that shopping online can result in their credit card number being hijacked,
or that the place of business they purchase from is hacked and their financial information stolen from the store's database.
Credit card payments are, in fact, the safest, fastest and most convenient method for the seller and the buyer because consumers can dispute fraudulent
charges before they pay their bills. And in the unlikely event that a hacker steals a credit card number, Federal law limits liability to $50. 
AVS is the first line of defense in credit card fraud. It consists of a cross-check against a large database which contains credit card billing addresses.
When iPOSS receives a transaction request, it automatically compares the address provided by the shopper to that in the databse. If the addresses do not
match, iPOSS returns a decline message. If the address information is correct, the transaction cycle proceeds. AVS options can be configured through our
AFS is an optional feature that allows merchants to perform additional checks on credit card information. When enabled, AFS will compare the credit card
number to its own database of known fraudulent numbers and deny processing if the number submitted matches one in the database. Merchant can append or
remove numbers from the database at any time. Customizable options include comparing numbers to those which the specific merchant has added to the
database, or comparing them to all numbers in the database. AFS can be configured through our 
iPOSS employs Secure Sockets Layer Encryption for all its activities, including
transaction processing and account administration features. SSL is the
industry-wide standard security protocol that provides communications privacy over the Internet. The protocol allows client/server applications to communicate
in a way that is designed to prevent eavesdropping, tampering, or message forgery.
PGP is a public key encryption program that has become the de-facto standard
for email encryption. PGP is also an excellent candidate for encrypting
credit card transaction information. Merchants who integrate with iPOSS via 
